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Getting help for addiction is a major step toward healing, but many people delay treatment because they’re unsure how to pay for it.
If you’re considering drug or alcohol rehab in Texas, using your health insurance can significantly reduce the cost of care. You just need to find a rehab that accepts insurance in Texas without overwhelming out-of-pocket costs.
Whether you’re insured through an employer, a private plan, or the ACA marketplace, this guide will help you understand how insurance works for rehab and how Turning Point Recovery Network can support you every step of the way.
Our programs even include Virtual IOP for those with busy schedules who want to join from their device if they cannot make it to our Dallas or Forth Worth locations offering outpatient treatment for mental health or substance use disorder for things like alcohol, opioids, prescription pills, benzos, and more.
You might be wondering, “Does insurance cover rehab in Texas?” Most health insurance plans now include coverage for drug and alcohol rehab.
Thanks to federal laws like the Affordable Care Act (ACA) and the Mental Health Parity Act, insurance companies must treat addiction treatment the same way they treat other medical conditions. This means your plan may help pay for care such as:
Before entering treatment, it’s important to verify your insurance benefits. This process tells you exactly what’s covered and what you might need to pay out of pocket.
Here’s what to check for:
We offer free insurance verification to make this process easier.
Whether you’re searching for rehabs in Texas that accept Aetna or another provider, our admissions team can contact your insurer, explain your benefits, and help you choose the best treatment path based on your coverage.
Many Texas rehab centers, including Turning Point Recovery Network, accept a wide range of insurance plans. Most private providers offer coverage for addiction treatment services like detox, inpatient care, and outpatient programs.
Commonly accepted insurance providers include:
Plans from the ACA marketplace are also widely accepted and must include addiction treatment as a covered benefit. Some centers may accept Medicaid or Medicare, though availability is more limited.
If you’re not sure what your plan covers, we offer free, confidential insurance verification to help you understand your options and costs before starting treatment.
It’s important to understand the difference between in-network and out-of-network rehab programs if you’re asking the question, “Does insurance pay for rehab in Texas?”
When a rehab center is in-network with your insurance provider, the cost of care is typically lower. You may benefit from:
We’re in-network with many plans and can confirm your benefits quickly.
If a rehab center is out-of-network, your insurance may still cover part of the treatment. However, you’ll usually have higher out-of-pocket costs and may need to submit claims yourself. Some plans offer good out-of-network benefits, so it’s still worth checking.
If you don’t have health insurance, you still have options:
No matter your financial situation, we’re committed to helping you find a way forward.
If you’re ready to use your insurance for treatment, here’s how the process works:
The entire process is 100% confidential and designed to reduce your stress during a difficult time.
Using insurance to pay for rehab in Texas makes life-saving treatment more affordable and accessible.
If you or a loved one needs help, don’t wait. Let our team guide you through every step of the process—from insurance verification to starting your recovery journey.
Call us today to begin your free insurance verification and speak with an admissions specialist.
No, your premiums won’t increase just because you use your insurance for addiction treatment. Under federal law, insurers aren’t allowed to raise rates based on treatment for a medical condition like substance use disorder. This protection ensures you can seek care without penalty.